Previously we discussed why you definitely want to get pre-approved before you start looking for homes, but here we’re going to dive a little deeper and tell you exactly how your bank/credit union determines your pre-approval amount. HOW A LENDER PRE-APPROVES YOU Credit Score First off is your credit score. Most people have heard of…
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I’m super excited to share with you a new development in Clayton Heights, Surrey. I’ll be at the private sales event next week and look forward to bringing a few clients with me. Aloha Estates is a new, upcoming development in the Clayton neighbourhood. Featuring 83 3-4 bedroom townhouses at affordable prices, these units start…
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One question we get asked all the time from our buyers is, “should we make this offer SUBJECT to us approving a HOME INSPECTION!?” Contrary to popular belief – The answer is not a simple yes or no. You see – like many decisions, when submitting an offer to purchase real estate, there are PROS…
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One of the questions we get asked most often is, ‘what is a mortgage pre-approval?’ Simply put – When buying a home, a PRE-APPROVAL will determine the purchase price you can afford and helps you work within your budget. When you get pre-approved for a mortgage, you’ll find out 3 things: The maximum amount…
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Renting vs owning? As a Realtor, it’s a question I get asked on a daily basis. My simple answer is that owning your own home is an investment in YOUR future – not your landlord’s. Now let me say that buying ISN’T for everyone! Everybody has a different financial situation or different circumstances…
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The process of buying or selling a house seems to involve a million details. It is important that you educate yourself on as many parts of this process as you can—this knowledge could mean the difference of thousands of dollars in the long-run. The legal issues involved in the process are often particularly intricate, ranging…
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The thousands of dollars in rent you’ve already paid to your landlord may be a staggering figure—one you don’t even want to think about. Buying a house just isn’t possible for you right now. And it isn’t in your financial cards for the foreseeable future. Or is it? The situation is common and widespread: countless…
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It’s official: you’ve signed the papers, dotted all the i’s and crossed the t’s—you own a new home! You’ve almost reached the end of your journey. However, now, faced with the daunting task of moving, it may seem as though the journey has just begun. Moving can be a time-consuming and stressful experience if you…
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Whether seeking solace, activity, schools, churches, or green space, every homebuyer looks for a different combination of attributes in a new community. Choosing a neighbourhood that suits your needs and wants is one of the most important decisions you’ll make in the home-buying process; your choice of environment will affect the way you experience your…
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The asking prices of most homes on the market indicate the current state of the market, and usually mirror the prices for which other similar homes in the area have recently sold. In deciding upon a selling price, a home-seller must establish a balance between the desire to draw the highest offer and finding a…
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